Touch 'n Go eWallet API Integration & Open Finance Solutions

Standard Deliverables

• OpenAPI / Swagger complete interface specifications
• Protocol & authorization flow analysis (OAuth2 PKCE, MFA, biometric, token refresh)
• Running server examples (Node.js / Python) with SDK integration samples
• Webhook and asynchronous notification middleware
• Automated test cases and Postman collections
• Compliance notes (data sovereignty, privacy, logging/audit)

Example Endpoints (pseudo-code)

# Query account balance (pseudo-code)
GET /api/v1/tng/balance
Authorization: Bearer <ACCESS_TOKEN>

Response: {
  "account_id": "tng_user_12345",
  "available_balance": 152.35,
  "go_plus_balance": 5000.00,
  "last_updated": "2025-10-18T08:30:00Z"
}

# Export monthly statements (async task)
POST /api/v1/tng/statement/export
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>
{
  'account_id':'tng_user_12345',
  'from_date':'2025-09-01',
  'to_date':'2025-09-30',
  'format':'excel'
}

Response: { 'task_id': 'task_7890', 'status': 'queued' }

Typical Integration Timeline

A quick PoC can be delivered in 3-7 business days (depending on partner credentials and sandbox availability). Full production integration typically takes 7-20 business days, including compliance adaptation and testing.

Core Advantages

• Financial-grade security and compliant delivery: familiar with Bank Negara Malaysia and Securities Commission requirements
• Multiple authorization modes: OAuth2 PKCE, token refresh, device binding, and biometric verification
• Cross-device integration: mobile and server-side via SDKs
• Performance and reliability: high-concurrency webhooks, idempotent processing and retries
• Deliverables include production-ready code, API docs, and automated tests

Compliance & Privacy

All integrations are based on user authorization or publicly accessible APIs, with minimization guidelines, encryption in transit and logging/audit recommendations. NDA and security assessments available on request.

API Integration Guide (Quick Start)

1. Provide target App name and usage scenarios (e.g., billing, remittance, reconciliation).
2. We perform protocol scan and sandbox availability assessment (testing accounts or official sandbox if available).
3. Design authorization flows (recommend OAuth2 PKCE + Refresh Token + Webhook validation) and deliver secure implementations.
4. Develop and conduct internal validation, deliver SDKs and test cases (3–10 business days).
5. Delivery: OpenAPI documentation, sample code, reconciliation scripts and deployment guidance.

About Our Studio

We are a studio focused on mobile app protocol analysis and compliant API integrations, with experience across payments, banking, and mobile security. We provide end-to-end services from protocol analysis to production-ready API implementations.

• Supports Android / iOS protocol analysis and SDK packaging
• OpenAPI / Postman collections and deployment guides
• Compliance guidance (privacy, data minimization, regulatory alignment)
• Transparent pricing: starting at $300 with flexible payment terms